Congratulations, you have graduated high
school, you have a car, a goal and a
lifetime of opportunities now is the time
for that pesky responsibility to kick in.
You have been accepted into your first
choice school, you are officially a
college student, but what’s the next step?
... [more]
Christmas Came Early
.Christmas came
early for many hard working Americans.
For once a government program that is really
working and has turned out to be a real
success, and this is the First Time Home
Buyer’s Tax Credit... [more]
The End Is Near Or So "They" Say
.The End is Near,
or So “They” Say
Its official, according to the Moody’s
economy.com and MSNBC, the end is near,
there really is a light at the end of the
tunnel and we should all be happy to hear
that.
What “they” are talking about is the end of
the recession....[more]
"Sub Prime" Americans BAILOUT The So-Called
"Prime" Clients And Shareholders.
.Buying a home is
for most people the largest single
commitment we will ever make, so why after
we have “signed on the dotted line” are we
left to sink or swim on our own? ... [more]
A Good Job, Or Health Insurance?
.Should companies
continue to provide health insurance to
their employees?
Most people are fortunate enough to have
...[more]
A Piece Of The Puzzle
.
Most people consider “achieving wealth” as a
mystery. It is thought that the management
of money re... [more]
A Sign Of The Times
Traditionally,
California has had a low foreclosure rate.
However, in the last quarter of 2006, 37,...
[more]
Americans Feel Optimistic About Growth And
Prosperity
The effects of
higher interest rates and energy prices,
combined with decreased home price availabil...
[more]
Are We Being Legally Mugged?
As the FAT CAT
Oil Companies get richer by the day, the
average American is working harder and lon...
[more]
As Savings Begin To Fall
As more and more
people are becoming dependent on credit
cards and borrowing, saving accounts have
n... [more]
Credit Repair: Is Self Help Best For You
It now seems
almost impossible to turn on the TV or open
a newspaper any more without seeing
another... [more]
Death and Taxes
“In this world
nothing can be said to be certain, except
death and taxes” Benjamin Franklin I,
like... [more]
Debt Collection Protection - You Have Rights
The Council of
Better Business Bureaus says that complaints
against debt collectors, after plunging in
2005, are rising again. [more]
Divorced and Deep In
Debt, It's not all Doom and Gloom!
Almost half the letters I receive daily are
from recent divorcees and for the most part
their stori... [more]
Expect the Unexpected: There's a Real Need
For Emergency Cash
Student loans!!
Mortgage payments!! Credit card bills!! All
of these payments create anxiety and ir... [more]
Flat Tax, It Could Work!
As we enter the
Holiday season, full of cheer and great
expectations for the coming year, I have
beg... [more]
Getting Out of Debt, The Smart Credit-Card
Plan, The Perfect Pay- Down Strategy
Behavioral
economist Meir Statman, recently said
“getting out of debt is the financial
equivalent o... [more]
Have We Issued One Blank Check To Many?
With Mid Term
elections just around the corner maybe it's
time for us to start taking a harder look...
[more]
Health Insurance Up 78 Percent Since 2000,
Along With Policy Terminations!
Health insurance
went up 7.7 percent this year, thats twice
the rate of inflation. Premiums have in... [more]
How The Probate Laws Work
What happens to
someone's property when the are deceased?
Without a living trust or a join tenancy i...
[more]
How The Tax System Really Works For Us
Californians!
Believe it or
not, we're being pick-pocketed by the
government! Should that really come as such
a s... [more]
How To Figure Health Insurance: The Married
Way
Experts say that
it is very important for a two-income family
to pay attention to details when decid... [more]
How To Save Money When Buying A Car New Or
Used
Don't know what
to look for when buying a new car? The
Federal Trade Commission (FTC) is an organi...
[more]
How to Save Thousands of Dollars on Your
Grocery Bills for Free!
Remember those
little paper things your mother would use at
the supermarket ? She would spend hour... [more]
Identity Theft Hits Record Levels
In a country
that prides itself on innovation and a
citizen’s right to privacy, why are we still
li... [more]
If You Aspire To Retire Cover Your Assets
According to an
AARP (American Association of Retired
Persons) Survey, more than a quarter of
workers aged 45-64 have postponed plans for
retirement because... [more]
Insurance Companies
'Our Fair Weather Friends'
As the hurricane season gets underway,
thousands of homeowners have started
receiving unwanted lett... [more]
Interest-only or 50 year mortgages - Do they
Really Make Sense?
With hotspots
like Las Vegas, much of California and
Florida still enjoying a good real estate
mark... [more]
Investing in Tax Liens/Tax Deeds for higher
Returns
With large
numbers of Americans now looking for safer
investments for their long term wealth buil...
[more]
Is Term Insurance Right for You?
For some reason
I always seem to receive a lot of mail this
time of year on the subject of “Life In... [more]
Loans Just Aren't What They Used To Be
There have been
some recent changes regarding federal loan
payment options. A “guidance” report was...
[more]
Money Makeover
You come home
after a long day at work only to find
numerous unwanted bills in your mailbox. As
you ... [more]
Nothing Seems To Scare Parents More Than The
Prospect Of Paying Their Children's College
Tuition Fee
In a recent
survey, 300 parents of school-age children
were asked to list in order the fears which
... [more]
Plan For A Life Of Entitled Leisure
The transitions
from employment to retirement can seem
daunting; exposing many personal, social,
dom... [more]
Save Early, And Often!
A recently
released study by the American Association
of Retired Persons (AARP) cited that one of
th... [more]
Student Loans, They Seem Like A Good Idea
(At The Time)
This is the time
of year when every day seems to bring new
graduation invitations for the class of ...
[more]
The Great American Taxpayer
Risking
taxpayers’ money to prevent the Lehman
Brothers collapse and the Merrill Lynch
distressed sale, to Bank of America was
clearly... [more]
The Mind Is A Terrible Thing To Waste!
As the costs for
the favour of a college education continue
to rise every year, is it any wonder tha...
[more]
The Top 3 Estate-Planning Tips
Benjamin
Franklin said on more than one occasion, “In
this world nothing can be said to be
certain, ... [more]
Things Remember When Buying Diamonds Or Gold
Your mother
wants a 24 karat gold ring, your brother
would like a pair of 5 carat princess cut
diamo... [more]
Travel Insurance Fraud, Don't Let It Happen
To You
The California
Insurance Commissioner has ordered Trip
Assured to stop doing business in the state
o... [more]
What Happened To The Empty Nest?
Somewhere, back
in time were the years that we lovingly
referred to as the empty nest years. But
no... [more]
What Really Happens When You File For
Bankruptcy
Having a hard
time paying your bills? Do they seem like
they just keep adding up? A lot of people
... [more]
What You Should Know About Those Debit Card
Overdraft Fees
I know that
there are times that I would rather use my
credit card to make a purchase but my
conscie... [more]
When A Dream Becomes A Nightmare
A good education
leads to a great-paying career; job security
affords the dream of owning your own ... [more]
Working Women Fueling Economic Growth
The percentage
of women in the workplace is on the rise
since hitting an all time low in March of
20... [more]
Your Old Cooking Oil Replaces The Need For
Gasoline
Imagine a world
where your old cooking oil replaces the need
for gasoline. Instead of pumping your ... [more]
